We offer a variety of funding options including: Small Business Loans, Revenue Advance, Cash Advance, and Paramount Plus Programs. All of these options are designed to accommodate the needs of every type of business owner that comes to us for financing whether your business accepts credit cards or not. It is our duty to ensure the whole process goes as conveniently as possible. Businesses typically get funded in 3 days or less.
Below are the following programs offered to merchants:
Small Business Loans
Merchants with good credit scores qualify to receive financing that includes more benefits vs. other programs. Banks can have a long approval process and small % of approvals, our small business loans are underwritten with more flexibility and higher approvals.
- Lower rates
- More extended programs
- Programs with 6-18 month payback options available
- No Assets or Collateral attached
- A number of lenient payment options
Paramount Plus Program
Merchants with a good credit background and strong sales can enroll in this specialized program. Paramount Plus is designed to provide financing in exchange for future credit card sales at much more competitive terms.
- Merchants required to have a credit score of at least 640
- Business must be operating for a minimum of 2 years
- Must show evidence of credit card sales of $20,000 a month and up
- Business operating bank account must have positive cash flow with very little overdraft or NSF’s
Merchant Cash Advances
We provide merchant cash advances up to $750,000 to small business owners. Our financing assists merchants in covering all essential expenses, including inventory, working capital, payroll, and expansion costs. Business owners may repay us as they receive revenue from credit card sales.
- It takes as little as 24 hours to be approved
- Credit History isn’t a barrier
- $1500 to $750,000 available
- Minimum Of $2500 in Credit Card Sales
Revenue Advance Funding
Our NEW revenue Advance Program makes it easy to get capital for those businesses who do NOT accept credit card sales. We provide capital based off the businesses monthly gross revenues and payback is based on a fixed percentage of future gross sales.
- $15,000 in monthly sales required
- No Credit Card Sales needed
- We factor all sales (checks, cash, electronic payments, wires, future contracts etc)
- Funding in as little as 72 hours
